Health/ Medical Insurance
Your Health, Our Priority.
Navigating healthcare shouldn’t be a worry. Bimacal Insurance Agency provides tailored medical insurance plans for every stage of life and every size of business, ensuring you and your loved ones have access to the care you need.
Our Health Insurance Plans
a) Retail / Individual Insurance
Personalized protection for you and your family.
Covers: Inpatient, outpatient, dental, optical, and maternity.
Ideal for: Individuals and families seeking flexible, comprehensive health coverage outside of an employer’s plan.
Key Benefit: Choose your preferred hospitals and specialists with a plan designed around your unique health needs.
b) Senior Citizen Medical Insurance
Specialized care for the golden years.
Covers: Essential in-patient care, chronic disease management, and often includes check-ups and consultations.
Ideal for: Adults aged 60 and above, ensuring age-related health needs are met with dignity and support.
Key Benefit: Peace of mind with coverage tailored for the common medical conditions of later life, often with lifelong renewal.
c) Junior Medical Insurance
A healthy start for the youngest members of your family.
Covers: Pediatric care, immunizations, wellness visits, and common childhood illnesses.
Ideal for: Children from infancy through teenage years.
Key Benefit: Invest in your child’s long-term health and development with affordable, preventative-focused coverage.
d) SME / Corporate Medical Insurance
A healthier business starts with a healthier team.
Covers: Customizable group plans that can include inpatient, outpatient, and wellness programs for employees.
Ideal for: Small and Medium Enterprises (SMEs) looking to attract, retain, and protect their valuable staff.
Key Benefit: Boost productivity and morale with a key employee benefit, all while enjoying group rates and administrative support from our team.
Why Choose Bimacal for Health Insurance?
Tailored Advice: We match you with the right plan from our panel of trusted insurers.
Hassle-Free Support: We assist with enrollment, renewals, and most importantly, claims.
One Stop: Coverage for every individual, from the youngest to the oldest, and for your business team.
Secure Your Health Today.
Get in touch for a confidential discussion about the best medical cover for you, your family, or your company.
📞 tel:+254 790 407341 | 📍Nairobi Kenya ✉️ info@bimacalinsurance.co.ke
Yes, absolutely. Our Retail/Individual Insurance plans are designed to cover nuclear families. You can typically include your spouse and dependent children. For covering parents, we recommend our specialized Senior Citizen Medical Insurance plans, which are tailored to their specific health needs and often provide more suitable coverage..
While coverage varies by plan, most policies do not cover pre-existing conditions immediately (there is usually a waiting period), cosmetic surgeries, treatments from unapproved providers, or injuries from extreme hazardous activities. We will always explain any exclusions clearly before you purchase a policy.
It’s streamlined for your convenience. When an employee needs care, they visit a hospital within the insurer’s network. Typically, they use a provided insurance card for direct billing (cashless treatment). For non-network hospitals, they may pay upfront and submit receipts for reimbursement. As your broker, Bimacal manages the relationship with the insurer and assists your HR team or employees with any claims issues.